interest rates

[arjunpurushu]

could any programmer of the game please reduce the interest rates on loans in the game? the present interest rates are not present anywhere in the real world. in he real world the interest rate is around 14 to 15 or 20 % to the maximum but in the game it is 60 and above. decreasing the rate would help economic progress to be easier and cheaper

[BloodVine]

I agree, I never even build a bank! the interest rates are just illogic and discouraging. I would consider loans though if the interest was under 20%. Also I would vote for a dynamic interest rate depending on the date of payback.
Like if i get a 100,000 gold loan i could pay it back in...

• 1 Day = 10% Profit
• 2 Days = 20% Profit
• 3 Days = 30% Profit

etc. this way it would be more enticing for players to take loans and payback quickly. and paybacks should be voluntary not automatic with a maximum due date. if the loan is not paid by then then it would be forced on the kingdom with a penalty. something like mass desertion of the army or something.

[fragmaster]

yes,but in real world investment/gain i muuuuch larger than in IO.

[armand]

yes,but in real world investment/gain i muuuuch larger than in IO.

the game isn't in the 21st century

[fragmaster]

exactly ,the interest rates aren't modern too.Banks of that age had insane interest rates.TRUE

[rafie]

I am a history major. Interest rates in the middle ages could be as high as 100% a day! If the interest rates in the game were low, what would stop you from taking a loan every day? The point in taking a loan is if you want to build something quickly that costs a lot of money (for example a better fort or really expensive research).