Imperia Online International

I don't think I am getting my 1% interest.  :hmmm:
I'm at level 5 banking.
Example:
Logged Off at 15:36 (IO time) leaving 24 Gold in capital.
Logged Back on at 2:08 (IO time) and found 15085 Gold in capital.
Population Max has been reached and production is at 1434 Gold per hour.
As far as I understand Banking, interest is applied to capital total after first logon after 0:00
Per my calculations 15085 is just the regular Gold production for the elapse time (10:31 x 1434).
Per my calculations I should've found about 15256 Gold in my capital.
Are my calculations correct? If so, why didn't I get interest?

At my current Capital level interest is not much,
but at least something for all the Gold invested in getting to Banking 5.

lol, you complain about 1% interest...... Do you have troops in the field? Are you the alliance leader? Are you the treasurer? all of those things take gold away from your capital. I had level 20 banking in realm 9 last era, 15% INTEREST, NOW THATS SOMETHING TO COMPLAIN ABOUT. I never had problems though, maybe because i never kept gold at home. seems like you would make a good bank for a warrior like me.......... what realm do you play in? *hihi*

Being leader or treasurer doesn't take gold away from you  it just generates 10% of resourses in gold to the alliance treasury but it doesn't take em away it's just added.*crazy* And the banking gives you the interest at 00:00 Try to be logged in at that hour and notice how you'll get the Cash $$  *ok*

*hahaha* *hahaha* *hahaha* have you ever been a leader or a treasurer? the money is TAKEN from you and generated into the treasury lol.

nope. money is not taken from leader's or treasurer's cash. is generated from "realm bank reserves".


banking interest is calculated when you first time login after midnight. if you dont login 3 days then when you first time login interest is calculated from gold which you have in login moment and is calculated for every day 8)

Money is not taken from your empire to the treasury pal, It just adds what you are gaining without loosing money FROM YOUR EMPIRE !!  *xxx* Take this as a consolation prize for you  *rose*


As i said:  ¨Try to be logged in at that hour and notice how you'll get the Cash $$  *ok*¨ I just forgot the part where you have to log in again  *cry*

blackdeath, HRdevil, & chegewara thanks for input.

blackdeath, I'm not really complaining, but making observation, b/c if interest not working for me, it might not be working for other players. In past eras I have 'trusted' game to give me correct interest, b/c too many variables to determine what interest I should be getting, but in this instance I have no Gold "going out" & population not growing, so it should be easy for me to determine if I am getting my fair return for my investment. However, if I don't get 1%, why keep 'wasting' gold on Banking if it is not working.

HRdevil, I considered your suggestion, yet, if interest is calculated at 0:00 wheather you are logged in or not, I still  should've found more Gold than what I did when I logged on. As stated in my original question, all I found was just 'straight' hours x Gold production and not a single coin more.

chegewara, base on your comment, it seems you agree that I should've 'found' about 15256 in my capital, and not just 15085 like I did; therefore, there might be a bug in the Banking feature, or do you see a mistake in my calculations?

Other thoughts anybody?

The bank interest won't be generated unless you have some room in the fortress(that is room for resources).

u mean cashier  *hahaha*

Krum, thanks for information...

but, you got me. I thought fortress had unlimited capacity.

Is depot capacity = fortress capacity?

If so, to maximize Banking interest, leave Gold on 'field' and depot empty?

no different lvl fort has diff capacity...
depo capacity can never be equal to fort capacity...
gold has to in field in capital.....

i hv i question >> @ krum/tiger : shouldnt be the gold capacity of any level fort increase with each level of military architecture (as it increase the capacity of garrison inside fort)??

Nope, forts have fixed capacities and they dont increase with any research.

no m asking shouldn't it be increased with current functionality...
as per the current functionality the fort has capacity (which most probably is due the the available garrison space ofc)..
but this question can be avoidable by saying fort has capacity , but aint it a functional flaw??
like on what basis than the fort capacity is determined??

Fortress 0 - 10,000
Fortress 1 - 20,000
Fortress 2 - 35,000
Fortress 3 - 110,000
Fortress 4 - 410,000
Fortress 5 - 1,210,000
Fortress 6 - 4,810,000
Fortress 7 - 19,210,000
Fortress 8 - 38,410,000
Its set so the final fort 8 capacity gives big interests, but not to big to disbalance the game. And to force people to build forts to be able to research some stuff.

i do understand..but this is not the answer i was looking for..thnx anywayz

tiger, thanks for giving me another piece to this puzzle...

However, it still didn't answer my question why no interest added to my capital gold.

Per your chart capacity, the only way 15,000 gold would not yield any interest is if capital had a fortress 0.

I tried again and left 24 Gold in my capital, and then logged back after 0:00, about 11:32 hours had passed and found 16543, which again is just straight Gold production x hours lapsed, no 1% extra.

Am I still missing something, or is there a bug in the Banking system?

at 0:00 you had 24 gold. at that points interest were calculated and oyu got 0,24 gold = 0- And when you loged you get you production + 0 ,24 (or 0)gold interests.
Try leaving 1000 gold in that capital prov before midnight, and dont let your workers produce gold and then log after midnight to see if you will get interests.

tiger, I ran the 'experiment' you suggested.

I left 1000 Gold in my capital. All workers assigned to Lumbermill, Iron Mine, or Stone Quarry; therefore, Gold production left at zero. Logged Off at 23:39. No Depot activity, no resources transported to or from capital.

Result: 1000 Gold when I logged on at 00:41. Logged off and came back at 1:20 and still only 1000 Gold.

Did I miss something?

Do I get a refund? LOL  *hahaha* or at least a "Imperia Online" T-shirt for finding a bug.  *hahaha*

Gold must be in capital bro.

it definitely works, but ...

for one thing :


and the banking interest feature works only in v4 and v4a realms for another thing .... not R2 which is a v2 realm ...

Dont tell me he plays in realm 2??  *WALL* *WALL* *WALL* *suicide* *suicide* 

Well there you go, thanks Starbuck...

Someone should put a big STOP sign on Banking feature in realm 2, unless you plan to get a loan don't waste your gold.   *cry* . LOL

BTW: Anything else that doesn't work in Realm 2?  ???

Classic Realms (v1, v2 and v3) and New Realms (v4 and v4a) have way too much differences to list them all, though the basic game concept is the same.
like you pointed it out, loan repayment (unactivated feature in all realms) and banking interests are not working in v2.

just post in Questions, everytime you need more details or confirmations.


Have fun, ;)

@  starbuck
 your in holiday  and you willbe back  august 10th.............  but your back already [:-}

 *freak* gee..that's very very complete explaination... and the funny thing is i never check my banking  interest before  *hihi* ..but thanks to y'all i'll try to calculate my rate next time i log on *gamer*